Communities are reducing wildfire risk. Will their insurance bills go down?

By Lauren Sommer

Published November 16, 2025 at 7:48 AM EST

Communities in California are losing home insurance, as companies cancel their plans. So, they're doing what they can to reduce the risks of extreme wildfires, including making homes less likely to burn. Still, insurance companies aren't factoring that in yet, though there's an effort underway to change that.

Lauren Sommer

Lauren Sommer covers climate change for NPR's Science Desk, from the scientists on the front lines of documenting the warming climate to the way those changes are reshaping communities and ecosystems around the world.

See stories by Lauren Sommer

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